The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jul. 11, 2017
Filed:
Apr. 16, 2014
Manning Ventures, Inc., Fairport, NY (US);
William Manning, Fairport, NY (US);
Sanchit Sarin, Fairport, NY (US);
Manning Ventures, Inc., Fairport, NY (US);
Abstract
A method of authorizing a negotiable instrument includes automatically receiving a request for the instrument, identity data identifying a requester, and a location of a requester. If the location is within location range for the identity data, a verification code is transmitted to the client. An input code is received from a personal mobile device at a location. If the input code matches the verification code and the device is near the requester, a reference code of the negotiable instrument is transmitted to the client and is stored. A method of performing a financial transaction indicated by the instrument includes automatically receiving the reference code, receiving identifying data of a bearer of the negotiable instrument; determining whether the received identifying data correspond to a request for the instrument; and, if so, producing a transaction record corresponding to the request and invalidating the reference code. Systems are also described.