The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 20, 2017

Filed:

May. 08, 2012
Applicants:

Miles Baker, Phoenix, AZ (US);

Diane Derocher, Peoria, AZ (US);

Sastry Vsm Durvasula, Phoenix, AZ (US);

Sherree Newhouse, Phoenix, AZ (US);

Manjushri H. Puranik, Scottsdale, AZ (US);

Sripriya V. Tiku, Scottsdale, AZ (US);

Inventors:

Miles Baker, Phoenix, AZ (US);

Diane Derocher, Peoria, AZ (US);

Sastry VSM Durvasula, Phoenix, AZ (US);

Sherree Newhouse, Phoenix, AZ (US);

Manjushri H. Puranik, Scottsdale, AZ (US);

Sripriya V. Tiku, Scottsdale, AZ (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2012.01); G06Q 30/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0207 (2013.01); G06Q 30/0234 (2013.01); G06Q 30/0259 (2013.01); G06Q 30/0261 (2013.01);
Abstract

The system provides location based coupon-less offers based upon a location of a card member (CM). A location of a CM may be determined based upon one or more of a travel itinerary, a GPS signal, a proximity of a mobile communication device to a cellular base station, and/or a zip code. An offer from a merchant registered to provide coupon-less offers may be transmitted to a mobile communication device based upon the location. An offer, once accepted by a CM, may be matched to a record of charge associated with a transaction account held by the CM. A credit may be applied to the CM's transaction account and a debit may be applied to a transaction account of the registered merchant. One or more offer categories and/or one or more offer category classes may be transmitted to the mobile communication device based upon the CM's location.


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