The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 06, 2017
Filed:
Mar. 15, 2001
Applicants:
Edward J. Hogan, Larchmont, NY (US);
Carl M. Campbell, Newtown Square, PA (US);
Inventors:
Edward J. Hogan, Larchmont, NY (US);
Carl M. Campbell, Newtown Square, PA (US);
Assignee:
MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/38 (2012.01); G06Q 20/02 (2012.01); G06Q 20/04 (2012.01); G06Q 20/14 (2012.01); G06Q 20/24 (2012.01); G06Q 30/06 (2012.01); G07F 7/08 (2006.01); G07F 7/12 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/385 (2013.01); G06Q 20/00 (2013.01); G06Q 20/02 (2013.01); G06Q 20/04 (2013.01); G06Q 20/14 (2013.01); G06Q 20/24 (2013.01); G06Q 20/3825 (2013.01); G06Q 20/3829 (2013.01); G06Q 30/06 (2013.01); G06Q 30/0601 (2013.01); G07F 7/08 (2013.01); G07F 7/12 (2013.01);
Abstract
A method of conducting a financial transaction by a purchaser over a communications network is provided where the purchaser does not transmit his or her 'real' payment card information over the network but instead secure payment application software is provided which allows for the transmission of a pseudo account number that is cryptographically processed for purposes of responding to an authorization request based on the real account number.