The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 30, 2017
Filed:
Feb. 24, 2016
Applicant:
Bank of America Corporation, Charlotte, NC (US);
Inventors:
Srinath Nagarajan, Charlotte, NC (US);
Matthew Laine Donlan, Charlotte, NC (US);
Assignee:
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2012.01); G06Q 50/00 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/0215 (2013.01); G06Q 30/02 (2013.01); G06Q 30/0224 (2013.01); G06Q 30/0234 (2013.01); G06Q 30/0238 (2013.01); G06Q 50/01 (2013.01);
Abstract
Embodiments of the invention are directed to systems, methods and computer program products for reverse couponing. An exemplary apparatus is configured to determine user information and account information associated with a user; adjust offer information associated with an offer based on the user information and the account information, wherein the offer enables the user to receive at least one of a discount or a rebate on a purchase from a merchant; and transmit the adjusted offer to the user.