The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 09, 2017
Filed:
Feb. 07, 2014
Bank of America Corporation, Charlotte, NC (US);
David M. Grigg, Rock Hill, SC (US);
Joseph Neil Johansen, Rock Hill, SC (US);
Michael E. Toth, Charlotte, NC (US);
Daniel Lynn Carpenter, Matthews, NC (US);
Hood Qaim-Maqami, Montclair, NJ (US);
Carrie Anne Hanson, Charlotte, NC (US);
Elizabeth S. Votaw, Potomac, MD (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Embodiments are directed to systems, methods and computer program products for assigning a level of authentication to an authentication bucket. Embodiments determine a current level of authentication corresponding to a first authentication bucket comprising a plurality of mobile banking functions; collect a set of circumstantial data corresponding with the apparatus; determine a circumstances score based at least in part on the set of circumstantial data; and determine whether the current level of authentication corresponding to the first authentication bucket is appropriate based at least in part on the circumstances score.