The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 02, 2017

Filed:

Sep. 27, 2016
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Akshat Gupta, Vernon, CT (US);

Ricardo Pareja, São Paulo, BR;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 7/10 (2006.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3226 (2013.01); G06Q 20/322 (2013.01); G06Q 20/325 (2013.01); G06Q 20/3229 (2013.01); G06Q 20/4012 (2013.01);
Abstract

A method and system include receiving a payment authorization request that comprises payment data and a Mobile Station International Subscriber Directory Number (MSISDN) associated with a mobile device; verifying the MSISDN by comparing MSISDN to a subscriber database; generating a message to verify a payment transaction, after the MSISDN is validated; receiving the verification message at the mobile device; verifying the payment transaction by transmitting a mobile personal identification number (PIN) associated with the MSISDN in response to the verification message; generating an authorization message indicating the payment transaction is one of approved or declined; and transmitting the authorization message. Numerous other aspects are provided.


Find Patent Forward Citations

Loading…