The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 11, 2017

Filed:

Jul. 01, 2010
Applicants:

Geetha Valdyanathan, Landenburg, PA (US);

Thomas C. Barton, Newark, DE (US);

Lee Knackstedt, Bear, DE (US);

Scott W. Rau, Pottstown, PA (US);

Inventors:

Geetha Valdyanathan, Landenburg, PA (US);

Thomas C. Barton, Newark, DE (US);

Lee Knackstedt, Bear, DE (US);

Scott W. Rau, Pottstown, PA (US);

Assignee:

JPMorgan Chase Bank, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/40 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/40 (2013.01); G06Q 20/385 (2013.01);
Abstract

A system and method that keeps check of financial transactions by maintaining distinct records for a plurality of devices associated with a financial account, in conjunction with performing authentication further to inputting transaction data from a point of sale, the system comprising a communication portion that inputs transaction data received from the point of sale, the transaction data including an account number and one of a CVV number and an expiration date; a device identification portion that identifies a particular device, from which the transaction originated, out of the plurality of devices based on the account number and one of the CVV number and the expiration date; and an authentication portion that performs authentication processing based on a comparison process that utilizes the transaction data, the authentication portion generating an authentication result, and the authentication portion outputting the authentication result. Other transaction data may be used in lieu of the one of a CVV number and an expiration date.


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