The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Apr. 11, 2017

Filed:

Dec. 17, 2014
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventor:

Alexis Suberville, Brooklyn, NY (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G07F 19/00 (2006.01); G06K 5/00 (2006.01); G06Q 20/34 (2012.01); G06Q 20/28 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/349 (2013.01); G06Q 20/28 (2013.01); G06Q 20/342 (2013.01); G06Q 20/354 (2013.01); G06Q 20/3578 (2013.01); G06Q 20/409 (2013.01);
Abstract

Systems and methods are provided for providing and funding an emergency prepaid card. According to one aspect, a request for emergency funds is received by a payment network from a customer and a first session between the payment network and a financial institution is established. A debit order for a first account is submitted, a transaction to fund a second account is authorized, an issue code is generated, and the issue code is provided to the customer. A second session is established between the payment network, a merchant, and a gift card activator, wherein the issue code and an emergency prepaid card number are provided to the gift card activator, the second account is funded and associated with the card number, and the card number is activated. According to another aspect, the card number is associated with a credit balance from the gift card activator rather than the second account.


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