The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 21, 2017
Filed:
Sep. 11, 2015
Bank of America Corporation, Charlotte, NC (US);
Shankar Ramasubramanian Iyer, East Windsor, NJ (US);
Maria Auxilia Dominique, Kendall Park, NJ (US);
Ankit A. Khandelwal, Lawrenceville, NJ (US);
Dhrumit Desai, Lawrenceville, NJ (US);
Navanith R. Keerthi, Lawrenceville, NJ (US);
Lavanya Tangutur, Bridgewater, NJ (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
A user workstation stores a vendor identifier and encrypted data comprising a first string of randomized data, a second string of randomized data, and encrypted text, the encrypted text further comprising a first security answer. The user workstation receives credentials information and a second security answer. The user workstation then generates an encryption key. Further, the user workstation uses the encryption key to decrypt the encrypted text and extract the first security answer. Then, the user workstation compares the second security answer with the first security answer and authenticates the second username if the second security answer is the same as the first security answer.