The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 14, 2017

Filed:

Dec. 14, 2015
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Elizabeth S. Votaw, Potomac, MD (US);

Charles Jason Burrell, Middleburg, FL (US);

Carrie Anne Hanson, Charlotte, NC (US);

Alicia C. Jones, Fort Mill, SC (US);

Michael Patrick Lynch, Jacksonville, FL (US);

Hood Qaim-Maqami, Montclair, NJ (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G01S 5/00 (2006.01); G06Q 20/40 (2012.01); G06Q 20/34 (2012.01); G01S 5/02 (2010.01); H04W 4/00 (2009.01); H04W 4/02 (2009.01); H04W 4/12 (2009.01);
U.S. Cl.
CPC ...
G06Q 20/3224 (2013.01); G01S 5/0284 (2013.01); G06Q 20/322 (2013.01); G06Q 20/325 (2013.01); G06Q 20/351 (2013.01); G06Q 20/40 (2013.01); G06Q 20/409 (2013.01); H04W 4/001 (2013.01); H04W 4/021 (2013.01); H04W 4/025 (2013.01); H04W 4/12 (2013.01);
Abstract

Embodiments of the invention relate to an invention for accessing a remotely located mobile device of a user based on certain events is provided. The system, method, and computer program product are configured to: (a) monitor one or more transaction involving a transaction vehicle of a user; (b) determine a physical location of a transaction vehicle based at least partially on the one or more transactions; (c) determine a geographic location of a mobile device of the user, wherein the mobile device is associated with the transaction vehicle; (d) determine whether or not the transaction vehicle of the user and the mobile device of the user are co-located; and (e) reconfigure one or more applications accessible to the mobile device or one or more functional features of the mobile device based at least partially on determining that the mobile device and the transaction vehicle of the user are not co-located.


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