The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Mar. 14, 2017

Filed:

Jun. 07, 2010
Applicants:

Kurt Davis, San Francisco, CA (US);

Daniel Baskerville, San Francisco, CA (US);

Jonathan Michael Kingston, Chesterfield, GB;

Rachel Jane Gillam, Chesterfield, GB;

Javier Martell, San Anselmo, CA (US);

Inventors:

Kurt Davis, San Francisco, CA (US);

Daniel Baskerville, San Francisco, CA (US);

Jonathan Michael Kingston, Chesterfield, GB;

Rachel Jane Gillam, Chesterfield, GB;

Javier Martell, San Anselmo, CA (US);

Assignee:

Boku, Inc., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G07B 17/00 (2006.01); G07F 19/00 (2006.01); G06Q 40/00 (2012.01); G06Q 20/14 (2012.01); G06Q 20/02 (2012.01); G06Q 20/10 (2012.01); G06Q 20/12 (2012.01); G06Q 20/16 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 20/42 (2012.01); H04M 15/00 (2006.01); H04M 17/00 (2006.01); H04W 4/24 (2009.01); H04W 12/06 (2009.01); H04W 4/00 (2009.01);
U.S. Cl.
CPC ...
G06Q 20/14 (2013.01); G06Q 20/02 (2013.01); G06Q 20/102 (2013.01); G06Q 20/12 (2013.01); G06Q 20/16 (2013.01); G06Q 20/32 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/3255 (2013.01); G06Q 20/40 (2013.01); G06Q 20/425 (2013.01); G06Q 40/12 (2013.12); H04M 15/00 (2013.01); H04M 17/00 (2013.01); H04M 17/20 (2013.01); H04W 4/24 (2013.01); H04W 12/06 (2013.01); H04W 4/00 (2013.01);
Abstract

Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes an interchange coupled with a data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats and to communicate with the common format processor in a common format. The common format processor is to instruct a first controller of the controllers, via a first converter of the converters, to communicate with a mobile phone at a mobile phone number of a user to confirm a request to add funds to an account of a user, if the user has not yet provided an advance authorization. If the user has provided the advance authorization, the interchange skips communications with the mobile phone to confirm the request.


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