The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 31, 2017
Filed:
Apr. 05, 2010
David F. Peak, Avon, CT (US);
Andrew J. Amigo, Gloucester, MA (US);
Richard M. Borden, West Hartford, CT (US);
Keven J. Busque, Manchester, CT (US);
Eugene J. Walters, Avon, CT (US);
David F. Peak, Avon, CT (US);
Andrew J. Amigo, Gloucester, MA (US);
Richard M. Borden, West Hartford, CT (US);
Keven J. Busque, Manchester, CT (US);
Eugene J. Walters, Avon, CT (US);
HARTFORD FIRE INSURANCE COMPANY, Hartford, CT (US);
Abstract
Pursuant to some embodiments, insurance systems, methods and devices are provided which include a data storage device for storing, updating and providing access to loss risk score data, a computer processor for executing program instructions and for retrieving the loss risk score data from the data storage device, a memory, coupled to the computer processor, for storing program instructions for execution by the computer processor, a geocoding engine comprising program instructions stored in the memory for geocoding historical loss data and a plurality of loss risk factors, a scoring engine comprising program instructions stored in the memory for calculating a loss risk score for each of a plurality of geographical locations based on said historical loss data and said plurality of loss risk factors, and a communication device, coupled to the computer processor, to output loss risk score data based on geographical location.