The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jan. 24, 2017

Filed:

Sep. 30, 2015
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Joseph B. Castinado, North Glenn, CO (US);

Phillip W. Mork, Huntersville, NC (US);

Kimberly C. Turner, Sicklerville, NJ (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04M 1/66 (2006.01); H04W 12/06 (2009.01); H04W 4/02 (2009.01); G06Q 20/32 (2012.01); G06Q 20/36 (2012.01); G06Q 20/40 (2012.01); G06Q 20/20 (2012.01); H04W 88/02 (2009.01);
U.S. Cl.
CPC ...
H04W 12/06 (2013.01); G06Q 20/204 (2013.01); G06Q 20/327 (2013.01); G06Q 20/3227 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/401 (2013.01); H04W 4/023 (2013.01); G06Q 2220/00 (2013.01); H04W 88/02 (2013.01);
Abstract

Embodiments of the invention are directed to systems, methods, and computer program products for authentication levels associated with a wearable device. The system is configured to receive an indication that a user is in possession of the wearable device; authenticate the wearable device; receive an indication from the user to execute a transaction; determine that the user continues to remain in possession of the wearable device; determine that the transaction requires an authentication level higher than the default authentication level; receive additional authentication credentials associated with the authentication level required to execute the transaction; authenticate the wearable device using the additional authentication credentials received from the user; and execute the transaction associated with the authentication level higher than the default authentication level.


Find Patent Forward Citations

Loading…