The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 27, 2016

Filed:

Jun. 16, 2014
Applicant:

Open Invention Network, Llc, Durham, NC (US);

Inventors:

Jonathan P. McIntosh, Omaha, NE (US);

Terrance Currey, Omaha, NE (US);

Assignee:

Open Invention Network, LLC, Durham, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/32 (2013.01); G06Q 20/40 (2012.01); G10L 17/00 (2013.01); G10L 17/06 (2013.01);
U.S. Cl.
CPC ...
G06Q 20/40145 (2013.01); G10L 17/005 (2013.01); G10L 17/06 (2013.01);
Abstract

A system, apparatus, and method for verifying that a consumer seeking to conduct a transaction with a merchant is authorized to use an associated account. An exemplary embodiment of the apparatus may include a voice response unit, a storage medium, and a voice print comparator The voice response unit may be configured to obtain a test voice print during a transaction between the consumer and the merchant. The storage medium may be configured to store information associated with the consumer, and a control voice print associated with the information. Also, the voice print comparator may be configured to receive the control voice print, compare the test voice print to the control voice print, and to return a match level signal indicating a degree of match therebetween.


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