The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 13, 2016
Filed:
Feb. 12, 2014
Bank of America Corporation, Charlotte, NC (US);
Sanjay Pillay, Round Rock, TX (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
A computer system supports a validation system that enables a business client to validate a business associate who has called the client using a pass phrase. The computer system manages one or more pass phrases that have been previously configured by the business client. The client can then challenge a caller (the purported business associate) with the phrase or keyword to make sure the caller is actually the authorized business associate before providing any sensitive information. Management of phrases and/or keywords may include a computer-executable process where in the client may set up phrases (for example, a challenge question and a corresponding answer) or keyword through an on-line application, telephone, e-mail or any other suitable communication mechanism. The business client may have an option to change, delete or create phrases and/or keywords at any time through appropriate security measures.