The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 13, 2016

Filed:

Jun. 10, 2010
Applicants:

Javier Martell, San Anselmo, CA (US);

Mark Britto, Orinda, CA (US);

Inventors:

Javier Martell, San Anselmo, CA (US);

Mark Britto, Orinda, CA (US);

Assignee:

Boku, Inc., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G07F 19/00 (2006.01); H04M 15/00 (2006.01); G06Q 20/02 (2012.01); G06Q 20/10 (2012.01); G06Q 20/16 (2012.01); G06Q 20/32 (2012.01); G06Q 30/04 (2012.01); G06Q 40/02 (2012.01); G06Q 40/00 (2012.01); H04W 4/12 (2009.01);
U.S. Cl.
CPC ...
G06Q 20/023 (2013.01); G06Q 20/102 (2013.01); G06Q 20/16 (2013.01); G06Q 20/32 (2013.01); G06Q 20/3223 (2013.01); G06Q 30/04 (2013.01); G06Q 40/025 (2013.01); G06Q 40/12 (2013.12); H04W 4/12 (2013.01);
Abstract

Systems and methods to accelerate transactions made via mobile communications. In one aspect, a system includes: a memory to store transaction records indicating actual amounts of funds collected via a first plurality of premium messages transmitted to a first plurality of phone numbers; and a processor coupled with the memory to transmit, to a second plurality of phone numbers, a second plurality of premium messages to collect payments on behalf of a merchant. Before funds collected via the second premium messages become available, the processor identifies a portion of a total amount of funds charged via the second premium messages, based at least in part on the transaction records stored in the memory, and offers to provide the portion to the merchant.


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