The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 08, 2016

Filed:

Dec. 14, 2015
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Amanda J. Adams, Flint, GB;

Lawrence R. LaBella, Bellmore, NY (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06K 5/00 (2006.01); G06Q 20/40 (2012.01); G06Q 20/34 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/409 (2013.01); G06Q 20/34 (2013.01); G06Q 20/351 (2013.01); G06Q 20/385 (2013.01);
Abstract

A card validation system receives a request to validate a card. The system receives a set of cell identifiers from a merchant, where the set of cell identifiers determined by the merchant. The system further receives a set of received cell values corresponding to the set of cell identifiers of a card validation matrix. The system determines a set of stored cell values corresponding to the set of cell identifiers of the card validation matrix. The system compares the set of received cell values to the set of stored cell values. Based at least in part upon the comparison, the system determines whether the card is validated.


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