The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 25, 2016
Filed:
Dec. 29, 2009
Mark E. Sievel, Newtown, CT (US);
Christopher S. Kallas, Monroe, CT (US);
Joseph P. Tokarski, Prospect, CT (US);
Nirav I. Pravasi, Naugatuck, CT (US);
Mark E. Sievel, Newtown, CT (US);
Christopher S. Kallas, Monroe, CT (US);
Joseph P. Tokarski, Prospect, CT (US);
Nirav I. Pravasi, Naugatuck, CT (US);
Pitney Bowes Inc., Stamford, CT (US);
Abstract
An apparatus for facilitating payment using a payment card includes a computerized sales transaction device structured to determine a monetary amount for a sale, and a secure card activated terminal (CAT) device in electronic communication with the computerized sales transaction device. The computerized sales transaction device sends the monetary amount to the secure CAT device. The secure CAT device is structured to: (i) obtain sensitive payment card information from the card, (ii) automatically request in a secure, encrypted manner authorization for the sale using the monetary amount and the sensitive payment card information, (iii) receive in a secure, encrypted manner authorization approval for the sale, and (iv) in response to receiving the authorization approval, send purchase authorization approval information to the computerized sales transaction device. The computerized sales transaction device never receives the sensitive payment card information.