The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 25, 2016

Filed:

Sep. 08, 2014
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Ryan Bodman, Louisville, KY (US);

Stephen Parento, White Plains, NY (US);

Matthew Lanford, New York, NY (US);

Claire Dudley-Hodson, Warwickshire, GB;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/34 (2012.01); G06Q 20/40 (2012.01); G06Q 20/32 (2012.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/349 (2013.01); G06Q 20/32 (2013.01); G06Q 20/34 (2013.01); G06Q 20/387 (2013.01); G06Q 20/409 (2013.01);
Abstract

Systems and methods are provided for transferring value from a voucher to a payment account associated with a consumer. One exemplary method includes receiving, at a computing device, a load request to transfer value from a voucher to a payment account associated with a consumer. The load request includes a selection, at the computing device, of a provider associated with the voucher, from multiple different available voucher providers. A transaction request is then communicated, by the computing device, to transfer the value from the voucher to the payment account. The transaction request includes an identification number for the voucher and an account number for the payment account. When a transfer authorization is received at the computing device in response to the transaction request, a confirmation is generated, by the computing device, indicating that the value from the voucher has been transferred to the payment account.


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