The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 30, 2016

Filed:

Sep. 08, 2014
Applicant:

Paypal, Inc., San Jose, CA (US);

Inventors:

Vinit Agarwal, Sunnyvale, CA (US);

Ravi Devesetti, Fremont, CA (US);

Nicholas Peddy, Mountain View, CA (US);

Steven Todd Black, Menlo Park, CA (US);

Tyler C. Grant, East Palo Alto, CA (US);

Kristian Widjaja, Union City, CA (US);

Assignee:

PAYPAL, INC., San Jose, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/08 (2012.01); G06Q 20/38 (2012.01); G06Q 40/02 (2012.01); G06Q 40/06 (2012.01); G06Q 40/04 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/085 (2013.01); G06Q 20/381 (2013.01); G06Q 40/00 (2013.01); G06Q 40/02 (2013.01); G06Q 40/025 (2013.01); G06Q 40/04 (2013.01); G06Q 40/06 (2013.01);
Abstract

Various methods, apparatus, and systems are disclosed for calculating a fee linked to an online financial transaction, with improved flexibility and availability through caching and refreshing of fee calculation data. In one embodiment, a method includes extracting fee calculation data into a data cache associated with control data that is updated in response to refreshing of the data cache; receiving a fee calculation request linked to an online transaction associated with a fee type, a country code, and a client identifier; and then selecting, by looking up the data cache, a base fee from either a default fee determined by the fee type and the country code or from an overriding fee associated with the client identifier. The method further includes calculating a transaction fee for the online transaction based at least in part on the base fee; and verifying the control data to transmit the calculated transaction fee.


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