The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 23, 2016

Filed:

Jun. 26, 2014
Applicants:

Clay Von Mueller, San Diego, CA (US);

Scott R. Yale, La Mesa, CA (US);

Patrick K. Hazel, Rancho Santa Fe, CA (US);

Paul Elbridge Catinella, San Diego, CA (US);

Inventors:

Clay von Mueller, San Diego, CA (US);

Scott R. Yale, La Mesa, CA (US);

Patrick K. Hazel, Rancho Santa Fe, CA (US);

Paul Elbridge Catinella, San Diego, CA (US);

Assignee:

VeriFone, Inc., San Jose, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 20/36 (2012.01); G06Q 20/08 (2012.01); G06Q 20/12 (2012.01); H04L 9/32 (2006.01); G06F 21/60 (2013.01);
U.S. Cl.
CPC ...
G06Q 20/367 (2013.01); G06F 21/606 (2013.01); G06Q 20/085 (2013.01); G06Q 20/12 (2013.01); G06Q 20/382 (2013.01); G06Q 20/3823 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/401 (2013.01); G06Q 20/4012 (2013.01); H04L 9/3234 (2013.01); G06Q 2220/00 (2013.01); H04L 2209/56 (2013.01);
Abstract

Systems and methods for performing settlement of token access transactions are provided. In one embodiment, the invention provides for batch processing bank card transactions, including receiving transaction records for a plurality of bank card transactions, wherein at least some of the transaction records include encrypted token information; determining whether the transaction records contain encrypted token information; decrypting the encrypted token information for a transaction record that is determined to have encrypted token information; and providing clear text token information obtained by decrypting the encrypted token information for a transaction record for transaction settlement.


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