The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 16, 2016
Filed:
Sep. 13, 2007
Applicants:
Nancy Loomis, San Diego, CA (US);
Julie Saville, Cardiff by the Sea, CA (US);
Inventors:
Nancy Loomis, San Diego, CA (US);
Julie Saville, Cardiff by the Sea, CA (US);
Assignee:
FIRST DATA CORPORATION, Greenwood Village, CO (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/00 (2013.01); G07F 7/10 (2006.01); G06Q 20/10 (2012.01); G06Q 20/34 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G07F 7/08 (2006.01); G07F 7/12 (2006.01);
U.S. Cl.
CPC ...
G07F 7/1008 (2013.01); G06Q 20/10 (2013.01); G06Q 20/341 (2013.01); G06Q 20/355 (2013.01); G06Q 20/3825 (2013.01); G06Q 20/40 (2013.01); G06Q 20/401 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/40145 (2013.01); G07F 7/08 (2013.01); G07F 7/1025 (2013.01); G07F 7/122 (2013.01);
Abstract
A systems and methods for authenticating a consumer with a transaction card using digital signatures according to one embodiment of the invention is disclosed. These systems and methods allow consumers to digitally sign transaction information with a private key. The private key may be used to digitally sign the transaction, for example, through a hosted or local system that protects the integrity of the private key. A financial institution may authenticate the consumer by decrypting the digital signature with a public key.