The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 09, 2016

Filed:

Feb. 18, 2016
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

David M. Grigg, Rock Hill, SC (US);

Hood Qaim-Maqami, Montclair, NJ (US);

Alicia C. Jones, Fort Mill, SC (US);

Elizabeth S. Votaw, Potomac, MD (US);

Joseph Neil Johansen, Rock Hill, SC (US);

Charles Jason Burrell, Middleburg, FL (US);

Carrie Anne Hanson, Charlotte, NC (US);

Michael Patrick Lynch, Jacksonville, FL (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/06 (2006.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
H04L 63/08 (2013.01); G06Q 40/02 (2013.01);
Abstract

Disclosed is a system and associated method or restricting access to a user's account via one or more account access channels. The system typically includes a processor, a memory, and an access restriction module stored in the memory. The module is typically configured for: integrating one or more account access channels associated with the user's account with an access restriction procedure; receiving a request from the user to implement the access restriction procedure; based on receiving the request from the user to implement the access restriction procedure, implementing the access restriction procedure, wherein implementing the access restriction procedure comprises restricting access to the user's account via the account access channel(s).


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