The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jun. 28, 2016
Filed:
Sep. 10, 2014
Mastercard International Incorporated, Purchase, NY (US);
Amit Gupta, New Delhi, IN;
Suyash Awasthi, Kanpur, IN;
MasterCard International Incorporated, Purchase, NY (US);
Abstract
According to some embodiments, account owner information associated with account owners of payment accounts (e.g., credit card accounts) may be retrieved from an account owner database. The retrieved account owner information may be analyzed to automatically identify a set of account owners primarily associated with automated teller machine device transactions in connection with the payment accounts. From the set of account owners primarily associated with automated teller machine device transactions, a sub-set of account owners to be encouraged to utilize point of sale transactions in connection with the payment accounts may be automatically created. Moreover, a potential transaction spend value associated with the sub-set of account owners may be calculated and output.