The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 28, 2016

Filed:

Aug. 13, 2010
Applicants:

Alan Slater, East Brunswick, NJ (US);

Michael L. Sears, Torrance, CA (US);

Phoebe Rin-rin Hsu, Northridge, CA (US);

Cuong D. DO, Reseda, CA (US);

H. Patrick Mcsharry, Los Angeles, CA (US);

Edward M. R. Dudasik, West Hills, CA (US);

Stephen M. Gryte, Los Angeles, CA (US);

Robert O. Brooks, Los Angeles, CA (US);

Inventors:

Alan Slater, East Brunswick, NJ (US);

Michael L. Sears, Torrance, CA (US);

Phoebe Rin-Rin Hsu, Northridge, CA (US);

Cuong D. Do, Reseda, CA (US);

H. Patrick McSharry, Los Angeles, CA (US);

Edward M. R. Dudasik, West Hills, CA (US);

Stephen M. Gryte, Los Angeles, CA (US);

Robert O. Brooks, Los Angeles, CA (US);

Assignee:

Citicorp Credit Services, Inc. (USA), Sioux Falls, SD (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/04 (2012.01); G06Q 20/10 (2012.01); G07F 19/00 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/04 (2013.01); G06Q 20/042 (2013.01); G06Q 20/10 (2013.01); G06Q 20/108 (2013.01); G06Q 40/00 (2013.01); G07F 19/20 (2013.01); G07F 19/203 (2013.01);
Abstract

A method and system provides for scanning a check and/or cash to create an electronic image of the front and the back of the check and/or cash. The image is then processed and transmitted electronically to a central location. The image may be recreated into a paper form at the central location, resembling the original paper check or cash, including a machine-readable regeneration of the MICR code line data captured from the original instrument. Paperless processing of checks and cash is thus provided, including local voiding and storage of the check without requiring immediate pickup, while still allowing the transaction to be process.


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