The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 07, 2016

Filed:

Oct. 19, 2011
Applicants:

David Britton, Phoenix, AZ (US);

Ori Eisen, Scottsdale, AZ (US);

Raz Yalov, Scottsdale, AZ (US);

Inventors:

David Britton, Phoenix, AZ (US);

Ori Eisen, Scottsdale, AZ (US);

Raz Yalov, Scottsdale, AZ (US);

Assignee:

The 41st Parameter, Inc., Scottsdale, AZ (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 11/00 (2006.01); G06F 12/14 (2006.01); G06F 12/16 (2006.01); G08B 23/00 (2006.01); G06Q 10/06 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 10/0635 (2013.01); G06Q 20/40 (2013.01); G06Q 20/4016 (2013.01); H04M 2203/6027 (2013.01);
Abstract

The invention provides systems and methods for risk assessment using a variable risk engine. A method for risk assessment may comprise setting an amount of real-time risk analysis for an online transaction, performing the amount of real-time risk analysis based on the set amount, and performing an amount of time-delayed risk analysis. In some embodiments, the amount of real-time risk analysis may depend on a predetermined period of time for completion of the real-time risk analysis. In other embodiments, the amount of real-time risk analysis may depend on selected tests to be completed during the real-time risk analysis.


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