The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 10, 2016

Filed:

Aug. 06, 2010
Applicants:

Frank T. Young, Atlanta, GA (US);

Robert L. Dessert, Atlanta, GA (US);

Ben D. Ackerman, Atlanta, GA (US);

Gwenael B. Delaine, Atlanta, GA (US);

Lindsey K. Dorman, Atlanta, GA (US);

Eric R. Kraar, Atlanta, GA (US);

Aidoo Osei, Atlanta, GA (US);

Kyle Cochran, Atlanta, GA (US);

Steven M. Smith, Atlanta, GA (US);

Inventors:

Frank T. Young, Atlanta, GA (US);

Robert L. Dessert, Atlanta, GA (US);

Ben D. Ackerman, Atlanta, GA (US);

Gwenael B. Delaine, Atlanta, GA (US);

Lindsey K. Dorman, Atlanta, GA (US);

Eric R. Kraar, Atlanta, GA (US);

Aidoo Osei, Atlanta, GA (US);

Kyle Cochran, Atlanta, GA (US);

Steven M. Smith, Atlanta, GA (US);

Assignee:

QUALCOM Incorporated, San Diego, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/32 (2012.01); G06Q 20/04 (2012.01); G06Q 20/20 (2012.01); G06Q 30/02 (2012.01); G06Q 30/06 (2012.01); G06Q 40/02 (2012.01); G06Q 30/00 (2012.01); G07B 15/00 (2011.01);
U.S. Cl.
CPC ...
G06Q 20/3274 (2013.01); G06Q 20/045 (2013.01); G06Q 20/20 (2013.01); G06Q 20/32 (2013.01); G06Q 30/02 (2013.01); G06Q 30/06 (2013.01); G06Q 40/02 (2013.01);
Abstract

A method for determining an appropriate redemption presentation for a virtual token associated with a stored value account is disclosed. The method may include receiving a request for presenting a redemption presentation of a virtual token and obtaining a merchant identifier associated with the request. The method may further include determining if the request is for one of an on-line transaction and a transaction with a point-of-sale terminal, and if the request is for a transaction with a point-of-sale terminal, then searching a database using the merchant identifier to find one or more redemption presentations of virtual token preferred by a merchant. Subsequently, the one or more redemption presentations of the virtual token may be transmitted over a computer network to a client device.


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