The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Apr. 05, 2016
Filed:
Jul. 03, 2008
Dori K. Skelding, Wilmington, DE (US);
Dori K. Skelding, Wilmington, DE (US);
JPMORGAN CHASE BANK, N.A., New York, NY (US);
Abstract
Transponder alteration systems and methods are provided for altering the state of a transponder device in the field, the transponder device used by a transponder user. The system may comprise an alteration portion, disposed in a banking system, the alteration portion inputting an alteration request from a user for an additional application to be disposed upon the user's transponder device. The processing of the alteration portion may include (1) accessing a database to retrieve data to process the alteration request; (2) generating an information packet for the user based on the retrieved data, and outputting the information packet to the user; and (3) generating a data packet based on the retrieved data, and outputting the data packet to an interim device, such that the interim device interfaces with the transponder device to transmit the data packet to the transponder device.