The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 29, 2016
Filed:
May. 02, 2013
Bank of America Corporation, Charlotte, NC (US);
Mark D. Felse, Indian Land, SC (US);
Theresa M. Brennan, Jr., Garnet Valley, PA (US);
Tessa R. Cooke, Mooresville, NC (US);
Lawrence E. Fouts, Asheville, NC (US);
David T. Frew, Lexington, KY (US);
Dewayne A. Furr, Burleson, TX (US);
John B. Hall, Charlotte, NC (US);
Michele N. Hanshew, Smyrna, DE (US);
Nidhi Pinjani, Bear, DE (US);
James K. Benton, Matthews, NC (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
Apparatus for electronically notifying an individual of an incomplete transaction associated with a received correspondence item is provided. The apparatus may include a receiver for receiving a single paper correspondence item associated with a first correspondence. The apparatus may include a processor for deriving a digital image from the paper correspondence item. The processor may be configured to determine, based on the derived digital image, whether the correspondence item is a paper check. In response to the determination of the correspondence item as a paper check, the processor may be further configured to use a real-time notification channel to notify the individual of receipt of the paper check. The notification may be based, at least in part, on the identification of the individual. The processor may be further configured to use the real-time notification channel to present at least one option for identification of an account to which the check should be applied.