The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 22, 2016
Filed:
Jun. 03, 2011
Garrett S. Langley, Atlanta, GA (US);
Bradley A. Slutsky, Atlanta, GA (US);
Ben D. Ackerman, Atlanta, GA (US);
Joe T. Wei, Santa Clara, CA (US);
Garrett S. Langley, Atlanta, GA (US);
Bradley A. Slutsky, Atlanta, GA (US);
Ben D. Ackerman, Atlanta, GA (US);
Joe T. Wei, Santa Clara, CA (US);
Qualcomm Incorporated, San Diego, CA (US);
Abstract
A system and method for remitting payment from a consumer's credit or stored value account by digital presentations of account information are described. A merchant may create one or more merchant account at a point-of-sale service site ('POS service site') and associate one or more merchant portable computing devices ('MPCDs') with one or more of the merchant accounts. Each MPCD may be configured to receive customer data from a customer via one of a visual capture and a wireless communication, such as a near field communication (“NFC”) or a machine-readable optical code. The customer data may be received from an NFC-capable physical token such as an EMV card, or a virtual token presented by a customer portable computing device (“CPCD”) using a NFC or a machine-readable optical code. Each MPCD may contain a point-of-sale payment application supplied by the POS service site that may capture data representative of a consumer account from the received customer data.