The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 15, 2016
Filed:
Sep. 21, 2009
Christian Aabye, Foster City, CA (US);
Olivier Brand, Walnut Creek, CA (US);
Mike Lindelsee, Emerald Hills, CA (US);
Joseph J. Mirizzi, Copperopolis, CA (US);
Hao Ngo, San Jose, CA (US);
Lauren White, San Bruno, CA (US);
David William Wilson, Surrey, GB;
Christian Aabye, Foster City, CA (US);
Olivier Brand, Walnut Creek, CA (US);
Mike Lindelsee, Emerald Hills, CA (US);
Joseph J. Mirizzi, Copperopolis, CA (US);
Hao Ngo, San Jose, CA (US);
Lauren White, San Bruno, CA (US);
David William Wilson, Surrey, GB;
Visa International Service Association, San Francisco, CA (US);
Abstract
Systems, apparatus, and methods for managing a payment application installed on a mobile device, such as a mobile phone are provided. An Issuer of a payment device can remotely control the payment application by instructing a wireless network carrier or operator to transmit a message to the mobile phone, where the message contains an instruction to perform an operation related to the payment application. The Issuer can remotely reset a counter or a password associated with the payment application, lock or unlock a payment application, and set the access control data to a predetermined value, to prevent unauthorized use of the payment application in the situation in which the mobile phone is lost or stolen, or the Issuer desires to limit access to the payment application for other reasons, such as limiting its exposure to unauthorized uses of the payment device.