The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 08, 2016
Filed:
Aug. 25, 2014
At&t Intellectual Property I, L.p., Atlanta, GA (US);
Christopher F. Baldwin, Crystal Lake, IL (US);
Bruce Barnes, Pingree Grove, IL (US);
Patrick J. Kenny, Barrington, IL (US);
Shadi I. Khoshaba, Skokie, IL (US);
Dolores J. Mallian, St. Charles, IL (US);
Nikhil S. Marathe, Roselle, IL (US);
Charles M. Stahulak, Chicago, IL (US);
AT&T Intellectual Property I, L.P., Atlanta, GA (US);
Abstract
Devices, systems, and methods are disclosed which relate to an NFC-enabled security token that is removably coupled to a mobile device. The security token may be provisioned with the information by the mobile device, then decoupled from the mobile device and used to authenticate the user or perform a transaction at a POS terminal equipped with an NFC reader. The security token includes logic for user-controlled restrictions on allowable purchases, such as payment limits, timeouts, vendor identifiers, allowed purchases, and location-based restrictions. The security token is further equipped with 'self-destruct' security features, such as deactivating itself or erasing any sensitive information upon being unable to contact the mobile device for a specified duration, or being subject to an unauthorized or restricted transaction, until such time as it is re-coupled to the mobile device.