The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Mar. 01, 2016
Filed:
Aug. 15, 2012
Howard Spector, Woolwich, NJ (US);
Hugh Tamassia, Landenberg, PA (US);
Brian Smyth, West Chester, PA (US);
Joseph William Stanish, New York, NY (US);
Reetika Grewal, Larkspur, CA (US);
Vincent R. D'agostino, Port Washington, NY (US);
Russ Mahy, Palm Harbor, FL (US);
Scott Hollis Ouellette, Kingston, NH (US);
Sherry Ann Allen, Kennett Square, PA (US);
Dan Poswolsky, Plainview, NY (US);
Howard Spector, Woolwich, NJ (US);
Hugh Tamassia, Landenberg, PA (US);
Brian Smyth, West Chester, PA (US);
Joseph William Stanish, New York, NY (US);
Reetika Grewal, Larkspur, CA (US);
Vincent R. D'Agostino, Port Washington, NY (US);
Russ Mahy, Palm Harbor, FL (US);
Scott Hollis Ouellette, Kingston, NH (US);
Sherry Ann Allen, Kennett Square, PA (US);
Dan Poswolsky, Plainview, NY (US);
JPMOGAN CHASE BANK, N.A., New York, NY (US);
Abstract
The invention provides a wallet vault, in the form of a tangibly embodied processing machine, disposed in communication with a financial payment network, the wallet vault comprising a communication portion and a processing portion. The processing portion may perform processing including storing token information of a customer and real credentials of the customer, the token information associated with the real credentials of the customer, the real credentials constituted by an account number of the customer; inputting the token information with transaction ID information from a processing entity in the financial network, the token information with transaction ID information generated by a merchant processing a transaction for the customer; associating the token information of the customer with the real credentials of the customer; and outputting the associated real credentials with the transaction ID information to the processing entity.