The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Jan. 26, 2016
Filed:
Jul. 07, 2014
Mastercard International Incorporated, Purchase, NY (US);
Pedro J. Chavarria, New York, NY (US);
Kristofer Perez, New York, NY (US);
MasterCard International Incorporated, Purchase, NY (US);
Abstract
A computer implemented method for categorizing neighborhoods based on cardholder transactions is provided. The method is implemented using a computing device having a processor communicatively coupled to a memory. The method includes receiving a plurality of payment transactions from a plurality of cardholders, generating a list of cardholders based on the plurality of payment transactions, determining one or more life stage segments for each cardholder based on the plurality of payment transactions, determining one or more geographic regions based in part on the plurality of payment transactions where each geographic region contains a plurality of cardholders, determining a lifestyle category for at least one geographic region of the one or more geographic regions based on the one or more life stage segments of each of the cardholders associated with the corresponding geographic region, and providing a lifestyle report for the at least one geographic region.