The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 24, 2015

Filed:

Nov. 30, 2011
Applicants:

David S. Bonalle, New Rochelle, NY (US);

Carl Larkin, West Sussex, GB;

Peter D. Saunders, Salt Lake City, UT (US);

Inventors:

David S. Bonalle, New Rochelle, NY (US);

Carl Larkin, West Sussex, GB;

Peter D. Saunders, Salt Lake City, UT (US);

Assignee:

III Holdings 1, LLC, Wilmington, DE (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/08 (2006.01); G06F 21/34 (2013.01); G06F 21/10 (2013.01); G07F 7/10 (2006.01); G06Q 20/00 (2012.01); G06Q 20/04 (2012.01); G06Q 20/10 (2012.01); G06Q 20/14 (2012.01); G06Q 20/20 (2012.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 20/40 (2012.01); G07C 9/00 (2006.01); G07F 7/02 (2006.01); G07G 1/14 (2006.01);
U.S. Cl.
CPC ...
G07F 7/1008 (2013.01); G06Q 20/00 (2013.01); G06Q 20/04 (2013.01); G06Q 20/102 (2013.01); G06Q 20/14 (2013.01); G06Q 20/20 (2013.01); G06Q 20/327 (2013.01); G06Q 20/341 (2013.01); G06Q 20/342 (2013.01); G06Q 20/346 (2013.01); G06Q 20/355 (2013.01); G06Q 20/40145 (2013.01); G07C 9/00111 (2013.01); G07C 9/00119 (2013.01); G07F 7/025 (2013.01); G07G 1/14 (2013.01); G07C 2209/06 (2013.01);
Abstract

A system generally for personalizing and synchronizing fob data in the context of a distributed transaction system is disclosed. A dynamic fob synchronization system may comprise point of service (POS) devices configured with transponder-readers to initiate a transaction in conjunction with a fob, an enterprise data collection unit, and a fob object database update system. In an exemplary embodiment, a dynamic synchronization system (DSS) may comprise a personalization system and an account maintenance system configured to communicate with a fob object database update system (FODUS). Personalization of multi-function fobs may be accomplished using a security server configured to generate and/or retrieve cryptographic key information from multiple enterprise key systems during the final phase of the fob issuance process.


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