The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 24, 2015
Filed:
Oct. 22, 2009
David Annan, Oakville, CA;
David Annan, Oakville, CA;
IMS HEALTH INCORPORATED, Danbury, CT (US);
Abstract
A system and method for authorizing transactions via mobile devices is provided. The system includes a mobile device executing a transaction authorization application. The transaction authorization application generates a transaction code for a transaction upon request by a user. The transaction authorization application includes a presentation module for presentation of the transaction code on the mobile device, and a communication module for communicating at least a part of the transaction code over a first channel. A server is in communication with the mobile device over the first channel for receiving the at least partial transaction code. The server is also in communication with a merchant system over a second channel for receiving a transaction request for the transaction. The transaction request includes the transaction code. The server executes transaction processing software for validating the transaction code received via the second channel by determining if the transaction code received via the second channel matches the at least partial transaction code received via the first channel. The server then communicates a transaction response to the merchant system.