The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 10, 2015

Filed:

Aug. 26, 2009
Applicants:

Shashi Kapur, Fort Lauderdale, FL (US);

Gary Palmer, Fort Lauderdale, FL (US);

Inventors:

Shashi Kapur, Fort Lauderdale, FL (US);

Gary Palmer, Fort Lauderdale, FL (US);

Assignee:

MTS Holdings, Inc., Purchase, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/14 (2012.01); G06Q 20/12 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01); G06Q 20/42 (2012.01); G07F 7/10 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/14 (2013.01); G06Q 20/12 (2013.01); G06Q 20/325 (2013.01); G06Q 20/3224 (2013.01); G06Q 20/40 (2013.01); G06Q 20/4012 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/425 (2013.01); G07F 7/1025 (2013.01);
Abstract

A system and method for secure payment transactions is provided. The system may include an adaptive payment server including one or more processors configured to receive a first communication including first identification information from a first communication device on a first communication channel. The adaptive payment server may identify a second communication device based on the first identification information and initiate a second communication to the second communication device on a second communication channel, which may be discrete from the first communication channel. The adaptive payment server may receive second identification information from the second communication device on the second communication channel and authenticate the payment transaction using the first identification information and the second identification information.


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