The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 03, 2015

Filed:

Sep. 22, 2010
Applicant:

Haruhiko Fujii, Tokyo, JP;

Inventor:

Haruhiko Fujii, Tokyo, JP;

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/32 (2012.01); G06Q 20/02 (2012.01); G06Q 20/10 (2012.01); G06Q 20/16 (2012.01); G06Q 20/20 (2012.01); G06Q 20/30 (2012.01); G06Q 20/36 (2012.01); G06Q 20/40 (2012.01); G06Q 20/42 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/322 (2013.01); G06Q 20/027 (2013.01); G06Q 20/10 (2013.01); G06Q 20/1085 (2013.01); G06Q 20/16 (2013.01); G06Q 20/20 (2013.01); G06Q 20/305 (2013.01); G06Q 20/32 (2013.01); G06Q 20/3223 (2013.01); G06Q 20/363 (2013.01); G06Q 20/4014 (2013.01); G06Q 20/4018 (2013.01); G06Q 20/40145 (2013.01); G06Q 20/42 (2013.01);
Abstract

A secure electronic settlement by an easy operation is enabled even with any terminal device and any network in any country. Balance information of a user, predetermined voice information that can identify a user, an arbitrary keyword, and a voiceprint are stored in advance in a database of a server in association with a telephone number of the user, and when a remitter user carries out remittance to a recipient user, the server sends out voice guidance including predetermined voice information registered in the database corresponding to the telephone number of a recipient terminal sent from the recipient terminal requesting the remittance or a telephone number of the recipient terminal inputted by the remitter carrying out the remittance to the recipient using a voice response function to a remitter terminal, thereby enabling intuitive confirmation of a recipient by a remitter.


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