The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 27, 2015

Filed:

Mar. 26, 2015
Applicant:

Moneygram International, Inc., Minneapolis, MN (US);

Inventors:

James M. Henry, River Falls, WI (US);

Billy Joe Steiger, Jr., Orvilla, TX (US);

Assignee:

Moneygram International, Inc., Minneapolis, MN (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/10 (2012.01); G06Q 20/20 (2012.01); G06Q 20/40 (2012.01); G06Q 20/18 (2012.01); G06Q 20/36 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/10 (2013.01); G06Q 20/102 (2013.01); G06Q 20/108 (2013.01); G06Q 20/18 (2013.01); G06Q 20/204 (2013.01); G06Q 20/367 (2013.01); G06Q 20/40 (2013.01);
Abstract

A staged bill payment transaction method comprises receiving transaction information from a user, building a staging record at a data center, and providing a retrieval key to the sender. The staging record comprises the transaction information and the retrieval key identifies the staging record for finalizing the transaction.


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