The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Sep. 08, 2015
Filed:
Sep. 06, 2013
Citicorp Development Center, Inc., Los Angeles, CA (US);
James Zeanah, Thousand Oaks, CA (US);
Charles Abbott, Santa Monica, CA (US);
Nik Boyd, Los Angeles, CA (US);
Albert Cohen, Los Angeles, CA (US);
James Cook, Manhattan Beach, CA (US);
Michael Grandcolas, Santa Monica, CA (US);
Sikun Lan, Los Angeles, CA (US);
Bonnie Lindsley, Santa Clarita, CA (US);
Grigor Markarian, Agoura, CA (US);
Leslie Moss, Los Angeles, CA (US);
Citicorp Credit Services, Inc. (USA), Long Island City, NY (US);
Abstract
A financial institution can provide financial services to a plurality of remote devices, such as personal computers, personal data assistants, screen phones, automatic teller machines, external service providers, and internally to staff terminals and individual branches. By separating the components of the system into independent components, the system and method can be developed and tested on a component level rather than the entire system level, thereby reducing the development and maintenance cycle time. The system and method operate in sessions and can employ a dialog component for gathering information from a customer, a rule broker component for providing answers to the various legal and regulatory rules in a particular country, a language man component for selecting appropriate language, a transaction executor component for performing transactions, and a presentation manager component for formatting outputs to the customer.