The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 18, 2015
Filed:
Dec. 13, 2011
Paul Russell Mcguire, London, GB;
Paul Russell McGuire, London, GB;
BOKU, INC., San Francisco, CA (US);
Abstract
A plurality of consumer accounts are stored in a data store before being activated by consumers, each having a first pass code and a first PAN or other consumer account identifier. A data exchange module receives an SMS message including a second pass code and extracts a first phone number from the message. A consumer account activation module identifies a selected one of the consumer accounts by matching the second pass code with a selected one of the first pass codes, and stores the first phone number as a second phone number in association in the selected consumer account. A communication and routing module receives a charge request including a second PAN, and identifies a selected one of the consumer accounts by associating one of the first PANs with the second PAN. A transaction processing system then reduces a stored value of the identified consumer account based on the charge.
Data source: USPTO (United States Patent and Trademark Office) public patent records. Weekly synchronization. How IDiyas builds this profile