The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 18, 2015
Filed:
Sep. 23, 2011
James G. Ronca, Decatur, GA (US);
Mark D. Zanzot, Huntersville, NC (US);
Christopher R. Griggs, Fort Mill, SC (US);
Lisa Gibson, Newnan, GA (US);
James G. Ronca, Decatur, GA (US);
Mark D. Zanzot, Huntersville, NC (US);
Christopher R. Griggs, Fort Mill, SC (US);
Lisa Gibson, Newnan, GA (US);
Bank of America Corporation, Charlotte, NC (US);
Abstract
According to some embodiments, a transaction device for performing a transaction between a customer and a merchant comprises an account selection engine and a communication link. The account selection engine operable to receive information identifying at least one characteristic of a proposed transaction, identify a plurality of accounts associated with the customer, and select a first account from among the plurality of accounts based on the at least one characteristic. The communication link is operable to transmit identification of the first account to a point of sale interface of a transaction device, the point of sale interface operable to transmit a transaction request to a point of sale receiver associated with the merchant, the transaction request comprising an account number associated with the first account.