The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 11, 2015

Filed:

May. 13, 2011
Applicants:

Ayman Hammad, Pleasanton, CA (US);

Patrick Faith, Pleasanton, CA (US);

Krishna Prasad Koganti, Cupertino, CA (US);

Ben Rewis, Oakland, CA (US);

Brendan Xavier Louis, Tracy, CA (US);

Kevin Weller, San Anselmo, CA (US);

Benedicto Hernandez Dominguez, San Bruno, CA (US);

Inventors:

Ayman Hammad, Pleasanton, CA (US);

Patrick Faith, Pleasanton, CA (US);

Krishna Prasad Koganti, Cupertino, CA (US);

Ben Rewis, Oakland, CA (US);

Brendan Xavier Louis, Tracy, CA (US);

Kevin Weller, San Anselmo, CA (US);

Benedicto Hernandez Dominguez, San Bruno, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 17/00 (2006.01); G06Q 20/42 (2012.01); G06F 21/34 (2013.01); G06Q 20/12 (2012.01); G06Q 20/36 (2012.01); G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 30/06 (2012.01); H04L 9/08 (2006.01); H04L 9/32 (2006.01); H04L 29/06 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/425 (2013.01); G06F 21/34 (2013.01); G06Q 20/12 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/385 (2013.01); G06Q 20/40 (2013.01); G06Q 20/42 (2013.01); G06Q 30/06 (2013.01); H04L 9/0866 (2013.01); H04L 9/321 (2013.01); H04L 9/3234 (2013.01); H04L 9/3273 (2013.01); H04L 63/0853 (2013.01); G06F 2221/2129 (2013.01); H04L 63/126 (2013.01); H04L 2209/56 (2013.01);
Abstract

Apparatuses, methods, and systems pertaining to the verification of portable consumer devices for 3-D Secure Systems are disclosed. In one implementation, a verification token is coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads identification information from a user's portable consumer device (e.g., credit card) and sends the information to a validation entry over a communications network using the computer's networking facilities. The validation entity applies one or more validation tests to the information that it receives from the verification token. If a selected number of tests are passed, the validation entity sends a 3-D Secure datum to the verification token. The verification token may enter the 3-D Secure datum into a hidden field of a Purchase Authentication Page appearing on the computer's display.


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