The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 11, 2015

Filed:

May. 29, 2014
Applicant:

Capital One Financial Corporation, McLean, VA (US);

Inventors:

Thomas S. Poole, Chantilly, VA (US);

Paul Moreton, Glen Allen, VA (US);

Hutch Douglas, McLean, VA (US);

Anthony Swider, Deckersville, VA (US);

Christopher Clarke, Alexandria, VA (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); H04B 5/02 (2006.01); H04B 5/00 (2006.01); G06F 9/50 (2006.01); H04L 29/06 (2006.01); H04W 12/06 (2009.01);
U.S. Cl.
CPC ...
G06Q 20/3278 (2013.01); G06F 9/5061 (2013.01); H04B 5/0031 (2013.01); H04L 63/0861 (2013.01); H04L 63/10 (2013.01); H04L 63/102 (2013.01); H04W 12/06 (2013.01); H04L 2463/102 (2013.01);
Abstract

A secure fob that enables a user to pay for an item or items without needing to present a mobile device. A secure fob may include a proximity capability to ensure that a mobile device is within a particular range, thereby eliminating the risk of fraudulent charges on a stolen fob. In such an embodiment, a fob may be disabled if the fob is not paired with the mobile device by virtue of being disconnected and/or physically separated from the mobile device. The secure fob also may include enhanced features to authorize transactions and locate the mobile device and/or the secure fob.


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