The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Jun. 02, 2015

Filed:

Sep. 10, 2010
Applicants:

John Harden Quintiliani, Charlotte, NC (US);

Brian Thomas Borders, Harrisburg, NC (US);

Lomney Ann Bryan, Renton, WA (US);

Paul Ronald Dekoster, Matthews, NC (US);

Doris Maria Garrett, Walnut Creak, CA (US);

Katherine Elizabeth Sutton, Charlotte, NC (US);

Tamara S. Kingston, Peoria, AZ (US);

John Franklin Tuders, Harrisburg, NC (US);

Erik Stephen Ross, Charlotte, NC (US);

Inventors:

John Harden Quintiliani, Charlotte, NC (US);

Brian Thomas Borders, Harrisburg, NC (US);

Lomney Ann Bryan, Renton, WA (US);

Paul Ronald DeKoster, Matthews, NC (US);

Doris Maria Garrett, Walnut Creak, CA (US);

Katherine Elizabeth Sutton, Charlotte, NC (US);

Tamara S. Kingston, Peoria, AZ (US);

John Franklin Tuders, Harrisburg, NC (US);

Erik Stephen Ross, Charlotte, NC (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 40/00 (2012.01); G06Q 40/02 (2012.01);
U.S. Cl.
CPC ...
G06Q 40/02 (2013.01); G06Q 40/025 (2013.01);
Abstract

In general terms, embodiments of the present invention relate to methods and apparatuses for providing a service participation acknowledgment mechanism at a transaction machine. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction involves a transaction machine and a user of the transaction machine, and where the transaction information identifies an account; (b) determining, based at least partially on the transaction information, that the account will meet a pre-defined condition as a result of the transaction; (c) presenting, via a user interface associated with the transaction machine, information associated with a service to address the condition; (d) prompting, via the user interface, the user to consent to the service; (e) receiving, via the user interface, the user's consent to the service; and (f) presenting, via the user interface, a confirmation message to the user, where the confirmation message includes information that confirms the user's consent to the service.


Find Patent Forward Citations

Loading…