The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 26, 2015

Filed:

Feb. 21, 2014
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Jeffrey Langus, Rye Brook, NY (US);

Venu Appana, Edison, NJ (US);

Rajen S. Prabhu, Singapore, SG;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2012.01); G06Q 20/36 (2012.01); G06Q 20/28 (2012.01); G06Q 20/40 (2012.01); G06Q 20/18 (2012.01); G06Q 20/20 (2012.01); G06Q 20/32 (2012.01); G06Q 20/34 (2012.01); G06Q 20/42 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3674 (2013.01); G06Q 20/28 (2013.01); G06Q 20/4018 (2013.01); G06Q 20/18 (2013.01); G06Q 20/20 (2013.01); G06Q 20/3255 (2013.01); G06Q 20/34 (2013.01); G06Q 20/36 (2013.01); G06Q 20/425 (2013.01);
Abstract

Systems, apparatus and methods for providing an un-personalized and un-embossed mobile companion prepaid card to a consumer having a mobile wallet account. An embodiment includes a wallet provider computer receiving an approval request from an agent device for a mobile companion prepaid card for a consumer. The process includes the wallet provider computer determining an issuer financial institution (FI) associated with the mobile companion prepaid card, transmitting the approval request to an issuer FI processor, receiving an approval message, and transmitting the approval message and a request to a consumer's mobile device to provide cardholder verification met hod (CVM) data. The method also includes receiving and validating the CVM data, transmitting a mobile companion prepaid card activation request, receiving a confirmation message indicating activation, and transmitting a message confirming activation of the mobile companion prepaid card to the consumer's mobile device.


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