The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 26, 2015
Filed:
Dec. 21, 2012
Iii Holdings 1, Llc, Wilmington, DE (US);
Stacey J. Crawford, Murray, UT (US);
Danielle M. Crop, Phoenix, AZ (US);
Glade R. Erikson, Glendale, AZ (US);
Kristin H. Gomes, State College, PA (US);
Sejal D. Vora, Scarsdale, NY (US);
III Holdings 1, LLC, Wilmington, DE (US);
Abstract
Credit applicants may apply for instant credit, and use an instant account number ('IAN') to make purchases after the instant credit has been granted. Fraud control methods may be used in authorizing the instant credit. When the IAN is issued to purchase airline tickets, it can be ensured that the applicant's last name matches the passenger's last name for the airline ticket being purchased, and that the ticket will not be renamed or sold. When the IAN is issued in conjunction with a partner's loyalty or rewards program, the applicant's account information with the rewards program is captured. It is ensured that the applicant has some tenure with the partner and that data submitted by the applicant is consistent with data on file with the partner.