The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
May. 12, 2015
Filed:
Nov. 17, 2008
Steven NG, Newark, DE (US);
Ravi Acharya, Philadelphia, PA (US);
Christopher R. Conrad, Philadelphia, PA (US);
Lee Knackstedt, Bear, DE (US);
William F. Mann, Iii, Avondale, PA (US);
Steven Ng, Newark, DE (US);
Ravi Acharya, Philadelphia, PA (US);
Christopher R. Conrad, Philadelphia, PA (US);
Lee Knackstedt, Bear, DE (US);
William F. Mann, III, Avondale, PA (US);
JPMorgan Chase Bank, N.A., New York, NY (US);
Abstract
The invention provides a system and method for using transaction data to provide information to a customer, the information being provided in response to a request from the customer so as to assist the customer in decisioning. The method may comprising inputting transaction data regarding a plurality of transactions effected at a plurality of merchants; inputting a request for information from a requesting customer, the request including parameters related to the request; performing processing based on both the transaction data and the request for information, the processing including generating a response to the request; and outputting the response to the requesting customer. The request and processing may relate to identifying activities of similarly situated persons vis-à-vis the requesting customer, based on the transaction data. The request may relate to identifying an optimum merchant to secure purchase of a target item. Further, the request may relate to determining an optimum sequence in which to perform a plurality of desired activities. Various other features are described.