The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 05, 2015

Filed:

Aug. 05, 2011
Applicants:

Chris Purvis, Waxhaw, NC (US);

Dipika Jain, Charlotte, NC (US);

Inventors:

Chris Purvis, Waxhaw, NC (US);

Dipika Jain, Charlotte, NC (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04L 9/32 (2006.01); G06Q 20/32 (2012.01); G06F 21/62 (2013.01); G06F 21/31 (2013.01);
U.S. Cl.
CPC ...
G06Q 20/3223 (2013.01); G06Q 20/3224 (2013.01); G06F 21/31 (2013.01); G06F 21/6218 (2013.01);
Abstract

Access to an on-line account management system is facilitated. A request is received to perform a first action using an on-line account management system. The request comprises a first access identifier. A global party identifier associated with the first access identifier is determined. Restriction information associated with the first access identifier and the global party identifier is accessed from a global party profile operable to store at least one of a time-based, a location-based, and a device-based restriction associated with actions capable of being performed using the on-line account management system. A processor determines whether the first action is permissible based on the restriction information associated with the first access identifier and the global party identifier.


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