The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
May. 05, 2015

Filed:

Jan. 23, 2012
Applicants:

Matthew A. Calman, Charlotte, NC (US);

Erik Stephen Ross, Charlotte, NC (US);

Susan Smith Thomas, Gastonia, NC (US);

Jooyong Lee, Silver Spring, MD (US);

Zhenshuo Fang, San Francisco, CA (US);

James Mulholland, San Francisco, CA (US);

Brendan Kiu, Sunnyvale, CA (US);

Nastasha Tan, Torance, CA (US);

Inventors:

Matthew A. Calman, Charlotte, NC (US);

Erik Stephen Ross, Charlotte, NC (US);

Susan Smith Thomas, Gastonia, NC (US);

Jooyong Lee, Silver Spring, MD (US);

Zhenshuo Fang, San Francisco, CA (US);

James Mulholland, San Francisco, CA (US);

Brendan Kiu, Sunnyvale, CA (US);

Nastasha Tan, Torance, CA (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G07F 19/00 (2006.01); G07F 9/02 (2006.01); G09B 21/00 (2006.01);
U.S. Cl.
CPC ...
G07F 19/201 (2013.01); G07F 9/023 (2013.01); G09B 21/001 (2013.01);
Abstract

Embodiments of the invention include systems, methods, and computer-program products that provide for an enhanced mobile application for assisting users at a point-of-transaction (POT). In one embodiment of the invention the POT assistance application program may determines that a user is conducting a transaction with a merchant. The user may utilize a user device to assist in the transaction. First, the user device may be paired with a POT system, such as a cash register. Once the devices are paired a communication link is created that allows the user to audibly and/or visually monitor the transaction using the user device. Furthermore, the user may flag an item for review during the transaction, silence the transaction, receive a subtotal for the transaction, select a payment method, or complete the transaction using the POT assistance application program.


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